Compare Taxes (Beta) — BenchmarkUSA

Coverage note: Compare mode currently supports curated jurisdictions in metro DC, metro NYC, and the Cincinnati/OH v0 seed slice, plus municipalities in states where we have loaded an authoritative published property-tax rate, as we expand nationwide.

New York City, NY
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Comparison Inputs

Income Assumptions

Set the filing status and annual income used in the income-tax estimate, take-home-pay ranking, and summary cards.

Income tax filing status

Required when annual income is entered.

Annual income

Use numbers only; example: 100,000.

Qualifying children

Optional. Sets child-linked credits, child deductions, and dependent exemptions where a state's rules are loaded. Where a loaded rule uses a dependent count, qualifying children are the calculator's proxy. For Maine's Sales Tax Fairness Credit, that proxy stands in for children and dependents for whom the filer can claim an IRC Section 24 child or other-dependent credit. If the applicable count differs, modeled credits, deductions, or exemptions may be higher or lower than shown.

Income estimates subtract each jurisdiction's loaded standard deduction, the child deduction where a state has one, and personal exemptions where a state has them before applying loaded income-tax rows.

Tax Comparison

Compare state and local taxes side by side. Expand the take-home breakdown, or scroll the full tax table below for a rate-by-rate view.

Take-home pay and housing breakdown

At A Glance

Estimated annual state/local income tax

Enter annual income to calculate income taxes. Address, housing, and property-tax context remain visible.

Federal income tax is not included. It applies separately in every location; for itemizers, state/local taxes and qualified mortgage interest can change federal taxable income under federal limits.

Owner housing is cash-flow context. Property tax and any entered mortgage payments are shown separately. Mortgage principal may build equity, interest is a borrowing cost, and home-value changes are not modeled.

New York City, NY

City

Estimated annual state/local income tax

Enter gross income

Resident Property-Tax Context

Census ACS homeowner median: $6,358 New York City · Municipality · owner-occupied median · 2023 Census ACS · B25103_001E

Aggregate Residential Property Tax Burden

Per resident: $4,081 FY2025 · New York City · revenue ÷ residents · 1 levy authority
Per household: $10,490 FY2025 · New York City · revenue ÷ occupied households · 1 levy authority

Context only; not subtracted from take-home pay unless entered as property tax or rent.

Gross income is reduced by the loaded standard deduction, the child deduction where a state has one, and personal exemptions where a state has them before the estimate is calculated.

Property tax by home value

New York City, NY

No modeled property rate yet

Census ACS reports a median of $6,358 actually paid by owner-occupied housing units in New York City. That is a reported median, not a modeled bill, so it does not change with any home value you enter. New York City · Municipality · owner-occupied median · 2023 Census ACS · B25103_001E

Pre-credit modeled estimates: each place's effective residential rate times the home's market value, before homestead credits, exemptions, assessment caps, and parcel-specific special districts. Where a place has multiple tax areas, the model uses a representative residential stack — your school or special district may differ. Where assessment increases are capped, this approximates what a new buyer at that price would pay. Median home values: U.S. Census Bureau ACS 5-year estimates.

Housing Cost Inputs (Manual Entry)

Choose own or rent for each column. Owner columns count annual property tax and optional annual mortgage. Renter columns count monthly rent x 12; property tax is treated as included indirectly in rent. Insurance, HOA, maintenance, and price risk are not modeled in this MVP.

New York City, NY

Own here Rent here

Annual property tax

Annual mortgage payment Optional; not a tax. Enter annual principal and interest if you want financing included.

Detailed Review

Detailed tax rows

Use the table for the full audit trail: bracket rows, loaded deductions, source notes, and property-tax placeholders. The credit and net-income-tax rows use the household and children selections in the income widget; source notes identify credits we cannot model.

Scroll horizontally for all jurisdictions and vertically for all tax rows.

Tax row	New York City, NY City Jurisdiction stack: New York City -> Bronx County -> New York
Resiliency Grades Coming soon
Government Resiliency	Coming soon
Socio-demographic Stress	Coming soon
Sales Taxes
General sales/use total Charged by: NY and New York City	8.875% 4.0% NY + 4.875% New York City Sources: New York State Department of Taxation and Finance sales tax rates, New York State Publication 718 current combined rates
Income Taxes
Income tax filing status: Single
Income taxes (single) standard deduction	$8,000 Filing status: Single · New York standard deduction
Income taxes (single) $0 to $8,500 taxable income	7.08% 3.08% New York City + 4.0% NY
Income taxes (single) $8,500.01 to $11,700 taxable income	7.58% 3.08% New York City + 4.5% NY
Income taxes (single) $11,700.01 to $12,000 taxable income	8.33% 3.08% New York City + 5.25% NY
Income taxes (single) $12,000.01 to $13,900 taxable income	9.01% 3.76% New York City + 5.25% NY
Income taxes (single) $13,900.01 to $25,000 taxable income	9.26% 3.76% New York City + 5.5% NY
Income taxes (single) $25,000.01 to $50,000 taxable income	9.32% 3.82% New York City + 5.5% NY
Income taxes (single) $50,000.01 to $80,650 taxable income	9.38% 3.88% New York City + 5.5% NY
Income taxes (single) $80,650.01 to $215,400 taxable income	9.88% 3.88% New York City + 6.0% NY
Income taxes (single) $215,400.01 to $1,077,550 taxable income	10.73% 3.88% New York City + 6.85% NY
Income taxes (single) $1,077,550.01 to $5,000,000 taxable income	13.53% 3.88% New York City + 9.65% NY
Income taxes (single) $5,000,000.01 to $25,000,000 taxable income	14.18% 3.88% New York City + 10.3% NY
Income taxes (single) over $25,000,000 taxable income	14.78% 3.88% New York City + 10.9% NY
Income tax filing status: Married filing jointly
Income taxes (married filing jointly) standard deduction	$16,050 Filing status: Married filing jointly · New York standard deduction
Income taxes (married filing jointly) $0 to $17,150 taxable income	7.08% 3.08% New York City + 4.0% NY
Income taxes (married filing jointly) $17,150.01 to $21,600 taxable income	7.58% 3.08% New York City + 4.5% NY
Income taxes (married filing jointly) $21,600.01 to $23,600 taxable income	8.26% 3.76% New York City + 4.5% NY
Income taxes (married filing jointly) $23,600.01 to $27,900 taxable income	9.01% 3.76% New York City + 5.25% NY
Income taxes (married filing jointly) $27,900.01 to $45,000 taxable income	9.26% 3.76% New York City + 5.5% NY
Income taxes (married filing jointly) $45,000.01 to $90,000 taxable income	9.32% 3.82% New York City + 5.5% NY
Income taxes (married filing jointly) $90,000.01 to $161,550 taxable income	9.38% 3.88% New York City + 5.5% NY
Income taxes (married filing jointly) $161,550.01 to $323,200 taxable income	9.88% 3.88% New York City + 6.0% NY
Income taxes (married filing jointly) $323,200.01 to $2,155,350 taxable income	10.73% 3.88% New York City + 6.85% NY
Income taxes (married filing jointly) $2,155,350.01 to $5,000,000 taxable income	13.53% 3.88% New York City + 9.65% NY
Income taxes (married filing jointly) $5,000,000.01 to $25,000,000 taxable income	14.18% 3.88% New York City + 10.3% NY
Income taxes (married filing jointly) over $25,000,000 taxable income	14.78% 3.88% New York City + 10.9% NY
Income tax filing status: Head of household
Income taxes (head of household) standard deduction	$11,200 Filing status: Head of household · New York standard deduction
Income taxes (head of household) $0 to $12,800 taxable income	7.08% 3.08% New York City + 4.0% NY
Income taxes (head of household) $12,800.01 to $14,400 taxable income	7.58% 3.08% New York City + 4.5% NY
Income taxes (head of household) $14,400.01 to $17,650 taxable income	8.26% 3.76% New York City + 4.5% NY
Income taxes (head of household) $17,650.01 to $20,900 taxable income	9.01% 3.76% New York City + 5.25% NY
Income taxes (head of household) $20,900.01 to $30,000 taxable income	9.26% 3.76% New York City + 5.5% NY
Income taxes (head of household) $30,000.01 to $60,000 taxable income	9.32% 3.82% New York City + 5.5% NY
Income taxes (head of household) $60,000.01 to $107,650 taxable income	9.38% 3.88% New York City + 5.5% NY
Income taxes (head of household) $107,650.01 to $269,300 taxable income	9.88% 3.88% New York City + 6.0% NY
Income taxes (head of household) $269,300.01 to $1,616,450 taxable income	10.73% 3.88% New York City + 6.85% NY
Income taxes (head of household) $1,616,450.01 to $5,000,000 taxable income	13.53% 3.88% New York City + 9.65% NY
Income taxes (head of household) $5,000,000.01 to $25,000,000 taxable income	14.18% 3.88% New York City + 10.3% NY
Income taxes (head of household) over $25,000,000 taxable income	14.78% 3.88% New York City + 10.9% NY
Property Tax / Rent
Annual property tax	Enter manually above Property tax bill
Annual mortgage	Enter manually above Optional owner financing cost; not a tax
Annual rent	N/A Owner scenario
Census ACS homeowner median property tax	$6,358 New York City · Municipality · owner-occupied median · 2023 Census ACS · B25103_001E
Aggregate civic burden per resident	$4,081 FY2025 · New York City · revenue ÷ residents · 1 levy authority
Aggregate civic burden per household	$10,490 FY2025 · New York City · revenue ÷ occupied households · 1 levy authority
Additional Taxes & Fees
Vehicle-related taxes and fees	Vehicle facts needed Not included: vehicle-owner taxes and fees can depend on local rules, vehicle facts, and transaction facts.
Transfer and recordation taxes	Transaction facts needed Not included: transfer, recordation, deed, and mortgage taxes can depend on transaction and local rules.
Utility, water, and stormwater fees	Property/service facts needed Not included: utility, stormwater, trash, and service fees can depend on provider, property, and usage facts.
Other local fees and permits	Source inventory needed Not inventoried yet: parking, trash, permits, dog licenses, false-alarm charges, parks, tolls, and other service fees may apply depending on behavior, property, provider, and jurisdiction.

Rate notes & official sources

Official Source Links

Compare mode shows selected common categories and placeholder lanes for readability, not complete tax and fee coverage. The official source links support displayed rows.

Omitted categories may still be taxable, exempt, or taxed at a special rate.
Additional-fee rows are source-backed disclosures, not estimates, until required resident, property, vehicle, provider, or transaction facts are entered or modeled.

Official source links

We try to be accurate and source-backed, but tax rules change and local facts matter. Check applicable state and local law before relying on a result, and let us know about possible inaccuracies at [email protected].