Compare Taxes (Beta) — BenchmarkUSA

Coverage note: Compare mode currently supports curated jurisdictions in metro DC, metro NYC, and the Cincinnati/OH v0 seed slice, plus municipalities in states where we have loaded an authoritative published property-tax rate, as we expand nationwide.

Washington, DC
Arlington County, VA
Rockville, MD
New York City, NY
4 of 8

Tax Comparison

The chart leads: drag the income slider to see each place's net state and local income tax at any income. Expand the take-home breakdown, or scroll the full tax table below for a rate-by-rate view.

Income tax across the income range

Filing status Exact income EITC Up to

Annual income

Washington, DC
Arlington County, VA
Rockville, MD
New York City, NY

Same rules as the detailed tax rows below, with the loaded standard deduction and personal exemptions applied where a state has them. The EITC control previews earned-income credits by qualifying children — the children choice also sets dependent exemptions where they apply — and the slider and children choice carry into the household inputs for the next comparison. New York estimates assume full-year residents, treat NY adjusted gross income as gross income, and compute from the rate schedule below New York's $65,000 tax-table line (within a dollar or two of the statutory table); the Yonkers surcharge applies after credits, and families with children under four receive a larger Empire State child credit than shown ($1,000 per child under four — we do not ask children's ages). Negative values are net refunds. Dots mark the slider income.

Take-home pay and housing breakdown

At A Glance

Estimated take-home pay (state/local only)

Cards are ordered from lowest state/local income tax to highest state/local take-home estimate. Gross income minus modeled state/local income tax equals the displayed amount. Earned-income tax credit estimates are added back where credit rules are loaded.

Federal income tax is not included. It applies separately in every location; for itemizers, state/local taxes and qualified mortgage interest can change federal taxable income under federal limits.

Owner housing is cash-flow context. Property tax and any entered mortgage payments are shown separately. Mortgage principal may build equity, interest is a borrowing cost, and home-value changes are not modeled.

Arlington County, VA

County

Annual gross pay: $95,000
Standard deduction: $8,750 Filing status: Single
Loaded rule: Virginia standard deduction
Loaded marginal rate: 5.75% 5.75% VA

State/local income tax: -$4,648.40

Virginia Credit for Low Income Individuals is not modeled yet; remaining options were compared without it.

After state/local income tax

$90,351.60

Resident Property-Tax Context

Census ACS homeowner median: $7,774 Arlington County · County · owner-occupied median · 2023 Census ACS · B25103_001E
Modeled pre-credit rate: ~1.00% of assessed value Current Arlington real-estate taxes page, fetched 2026-06-30 · $0.9960 per $100 assessed Sources: Arlington real-estate taxes

Aggregate Residential Property Tax Burden

Per resident: $3,942 FY2025 · Arlington County · revenue ÷ residents · 1 levy authority
Per household: $8,322 FY2025 · Arlington County · revenue ÷ occupied households · 1 levy authority

Context only; not subtracted from take-home pay unless entered as property tax or rent.

Washington, DC

City

Annual gross pay: $95,000
Standard deduction: $15,000 Filing status: Single
Loaded rule: DC basic standard deduction
Loaded marginal rate: 8.5% 8.5% DC

State/local income tax: -$5,200.00

After state/local income tax

$89,800.00

Resident Property-Tax Context

Census ACS homeowner median: $4,180 Washington · Municipality · owner-occupied median · 2023 Census ACS · B25103_001E
Modeled pre-credit rate: ~0.85% of assessed value Current OTR real property tax rates, fetched 2026-06-30 · $0.85 per $100 assessed Sources: DC OTR real property tax rates

Aggregate Residential Property Tax Burden

Per resident: $4,644 FY2025 · District of Columbia · revenue ÷ residents · 1 levy authority
Per household: $9,706 FY2025 · District of Columbia · revenue ÷ occupied households · 1 levy authority

Context only; not subtracted from take-home pay unless entered as property tax or rent.

Rockville, MD

City

Annual gross pay: $95,000
Standard deduction: $3,350 Filing status: Single
Loaded rule: Maryland standard deduction
Loaded marginal rate: 7.95% 4.75% MD + 3.2% Montgomery County

State/local income tax: -$6,979.28

After state/local income tax

$88,020.72

Resident Property-Tax Context

Census ACS homeowner median: $6,681 Rockville · Municipality · owner-occupied median · 2023 Census ACS · B25103_001E
Modeled pre-credit rate: ~1.00% of market value July 1, 2025 tax bills · $1.0782 per $100 assessed · 92.7% residential weighted ratio · 10% Homestead cap not applied Sources: Maryland SDAT county and municipal property tax rates and Homestead caps, Maryland SDAT 2025 Assessment Ratio Survey Report, Maryland SDAT FY2025 residential sales by quarter, Q4

Aggregate Residential Property Tax Burden

Per resident: $2,786 Partial · FY2025 · Montgomery County + City of Rockville · revenue ÷ residents · 2 of 3 levy authorities loaded Missing source-backed revenue rows: State of Maryland. Coverage note: FY2025 State of Maryland property-tax revenue for Rockville's denominator geography is not loaded; the Maryland stack is partial.
Per household: $7,435 Partial · FY2025 · Montgomery County + City of Rockville · revenue ÷ occupied households · 2 of 3 levy authorities loaded Missing source-backed revenue rows: State of Maryland. Coverage note: FY2025 State of Maryland property-tax revenue for Rockville's denominator geography is not loaded; the Maryland stack is partial.

Context only; not subtracted from take-home pay unless entered as property tax or rent.

New York City, NY

City

Annual gross pay: $95,000
Standard deduction: $8,000 Filing status: Single
Loaded rule: New York standard deduction
Loaded marginal rate: 9.88% 6.0% NY + 3.88% New York City

State/local income tax: -$7,899.12
New York City school tax credit (fixed amount): +$63.00
New York City school tax credit (rate reduction amount): +$192.00
Net income tax after credits: -$7,644.12

Credit estimates treat entered annual income as both earned income and federal adjusted gross income, and assume investment income under the federal limit.
Credit estimates assume a full-year resident household.
Statutory "income" is federal AGI minus IRA distributions; the calculator's gross-income proxy carries no IRA adjustment (disclosed). Assumes IT-201 item C is No. Hard cliff at $250,000 — no phase-out. Enters the Yonkers surcharge base worksheet at line (h); in full-year scope a Yonkers resident is never an NYC resident, so that subtraction is structurally zero.
Computes on NYC taxable income (IT-201 line 47), which the engine receives from the calculator's deduction/exemption derivation; the $500,000 eligibility cap uses the same IRA-adjusted income definition as the fixed amount (gross-income proxy, disclosed). Enters the Yonkers surcharge base worksheet at line (h) — structurally zero for Yonkers residents in full-year scope.

After state/local income tax and credits

$87,355.88

Resident Property-Tax Context

Census ACS homeowner median: $6,358 New York City · Municipality · owner-occupied median · 2023 Census ACS · B25103_001E

Aggregate Residential Property Tax Burden

Per resident: $4,081 FY2025 · New York City · revenue ÷ residents · 1 levy authority
Per household: $10,490 FY2025 · New York City · revenue ÷ occupied households · 1 levy authority

Context only; not subtracted from take-home pay unless entered as property tax or rent.

Property tax by home value

Up to

Set each place's home value. The outlined shape on each place's line marks that place's US Census median home value, so you compare like with like.

Washington, DC

Home value $724,600

$6,159 Levied by: District of Columbia $0.8500 per $100 assessed marks this place's US Census median home value on the chart: $724,600 (2023 ACS)

Arlington County, VA

Home value $864,800

$8,613 Levied by: Arlington County $0.9960 per $100 assessed marks this place's US Census median home value on the chart: $864,800 (2023 ACS)

Rockville, MD

Home value $658,300

$6,580 Levied by: State $0.1120 · County $0.6742 · Municipal $0.2920 per $100 assessed marks this place's US Census median home value on the chart: $658,300 (2023 ACS)

Assessment cap penalizes new buyers: taxable-value increases here are capped at 10%/yr, so a new buyer pays this full modeled bill while long-time owners of identical homes pay less.

New York City, NY

No modeled property rate yet

Census ACS reports a median of $6,358 actually paid by owner-occupied housing units in New York City. That is a reported median, not a modeled bill, so it does not change with any home value you enter. New York City · Municipality · owner-occupied median · 2023 Census ACS · B25103_001E

Washington, DC
Arlington County, VA
Rockville, MD

Outlined shape on a line marks that place's US Census median home value (its typical home)
Filled dot marks the home value you entered (your estimated tax at that price) — seeded from each place's US Census median home value where available; adjust it with the sliders above.

Pre-credit modeled estimates: each place's effective residential rate times the home's market value, before homestead credits, exemptions, assessment caps, and parcel-specific special districts. Where a place has multiple tax areas, the model uses a representative residential stack — your school or special district may differ. Where assessment increases are capped, this approximates what a new buyer at that price would pay. Median home values: U.S. Census Bureau ACS 5-year estimates.

Housing Cost Inputs (Manual Entry)

Choose own or rent for each column. Owner columns count annual property tax and optional annual mortgage. Renter columns count monthly rent x 12; property tax is treated as included indirectly in rent. Insurance, HOA, maintenance, and price risk are not modeled in this MVP.

Washington, DC

Own here Rent here

Annual property tax Property record: DC MyTax real property search

Annual mortgage payment Optional; not a tax. Enter annual principal and interest if you want financing included.

Arlington County, VA

Own here Rent here

Annual property tax Property record: Arlington County property search

Annual mortgage payment Optional; not a tax. Enter annual principal and interest if you want financing included.

Rockville, MD

Own here Rent here

Annual property tax Property record: Montgomery County real property tax search

Annual mortgage payment Optional; not a tax. Enter annual principal and interest if you want financing included.

New York City, NY

Own here Rent here

Annual property tax

Annual mortgage payment Optional; not a tax. Enter annual principal and interest if you want financing included.

Detailed Review

Detailed tax rows

Use the table for the full audit trail: bracket rows, loaded deductions, source notes, and property-tax placeholders. The credit and net-income-tax rows use the household and EITC selections in the income widget; source notes identify credits we cannot model.

Scroll horizontally for all jurisdictions and vertically for all tax rows.

Tax row	Washington, DC City Jurisdiction stack: District of Columbia	Arlington County, VA County Jurisdiction stack: Arlington County -> Virginia	Rockville, MD City Jurisdiction stack: Rockville -> Montgomery County -> Maryland	New York City, NY City Jurisdiction stack: New York City -> Bronx County -> New York
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Sales Taxes
General sales/use total Charged by: District of Columbia, Multiple, Maryland, and NY and New York City	6.0% District of Columbia Sources: DC Office of Tax and Revenue sales and use tax FAQs, 2026 DC FR-800MQA sales and use tax instructions, DC Office of Tax and Revenue taxable and non-taxable services, DC Code section 47-2005 sales tax exemptions	6.0% 4.3% Virginia + 1.0% Arlington County + 0.7% Northern Virginia region Sources: Virginia Tax sales tax lookup workbook source	6.0% Maryland Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates	8.875% 4.0% NY + 4.875% New York City Sources: New York State Department of Taxation and Finance sales tax rates, New York State Publication 718 current combined rates
Grocery/home-consumption food Charged by: District of Columbia, Virginia, and Maryland	0% District of Columbia	1.0% Virginia Sources: Virginia Tax retail sales and use tax, Virginia Tax sales tax lookup workbook source	0% Maryland Sources: Maryland Comptroller information about sales of food	Not covered yet
Food-benefit eligible food purchases Charged by: District of Columbia, Virginia, and Maryland	0% District of Columbia	0% Virginia Sources: Virginia Tax sales tax exemptions	0% Maryland	Not covered yet
Medicines and qualifying medical supplies Charged by: District of Columbia, Virginia, and Maryland	0% District of Columbia	0% Virginia Sources: Virginia Tax sales tax exemptions, Virginia Tax consumer's use tax, Virginia Tax sales tax exemptions	0% Maryland Sources: COMAR 03.06.01.09 medicine and medical supply sales-tax exemptions	Not covered yet
School lunches and required textbooks Charged by: Virginia	N/A	0% Virginia Sources: Virginia Tax sales tax exemptions	N/A	N/A
Selected taxable services Charged by: Maryland	N/A	N/A	3.0% Maryland Sources: Maryland Tax-General section 11-104 sales and use tax rates	N/A
Boat purchase tax total Charged by: Maryland	Not covered yet	Not covered yet	5.0% Includes state purchase tax treatment (sales/use + excise context)	Not covered yet
Restaurant/prepared meals total Charged by: District of Columbia, Arlington County meals tax, and Maryland sales/use tax	10.0% District of Columbia Sources: DC Office of Tax and Revenue sales and use tax FAQs, 2026 DC FR-800MQA sales and use tax instructions	11.0% 6.0% sales/use + 5.0% Arlington County meals tax Sources: Virginia Tax sales tax lookup workbook source	6.0% Maryland sales/use tax Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates	Not covered yet
Motor vehicle purchase tax total Charged by: Maryland	Not covered yet	Not covered yet	6.5% Includes state purchase tax treatment (sales/use + excise context)	Not covered yet
Vending machine sales Charged by: Virginia regional category	N/A	7.0% Virginia regional category Sources: Virginia Tax other sales and use taxes	N/A	N/A
Commercial bingo sales tax Charged by: District of Columbia	7.5% District of Columbia Sources: DC Office of Tax and Revenue sales and use tax FAQs, 2026 DC FR-800MQA sales and use tax instructions	N/A	N/A	N/A
Peer-to-peer car sharing Charged by: Maryland	N/A	N/A	8.0% / 11.5% Maryland: 8.0%; 11.5% if owner fleet has >10 vehicles Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates	N/A
Short-term truck rentals Charged by: Maryland	N/A	N/A	8.0% Maryland Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates	N/A
Soft drink sales tax Charged by: District of Columbia	8.0% District of Columbia Sources: DC Office of Tax and Revenue sales and use tax FAQs, 2026 DC FR-800MQA sales and use tax instructions	N/A	N/A	N/A
Maryland alcoholic beverage sales tax Charged by: Maryland	N/A	N/A	9.0% Maryland Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates	N/A
Motor vehicle rentals Charged by: Virginia/local rental tax	N/A	10.0% Virginia/local rental tax Sources: Virginia Tax motor vehicle rental tax and fee	N/A	N/A
Off-premises alcohol sales tax Charged by: District of Columbia	10.25% District of Columbia Sources: DC Office of Tax and Revenue sales and use tax FAQs, 2026 DC FR-800MQA sales and use tax instructions	N/A	N/A	N/A
Rental vehicle sales tax Charged by: District of Columbia	10.25% District of Columbia Sources: DC Office of Tax and Revenue sales and use tax FAQs, 2026 DC FR-800MQA sales and use tax instructions	N/A	N/A	N/A
Short-term car/RV/motorcycle rentals Charged by: Maryland	N/A	N/A	11.5% Maryland Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates	N/A
Cannabis Charged by: Maryland	N/A	N/A	12.0% Maryland Sources: Maryland Tax-General section 11-104 sales and use tax rates	N/A
Tobacco pipes Charged by: Maryland	N/A	N/A	12.0% Maryland Sources: Maryland Tax-General section 11-104 sales and use tax rates	N/A
Hotel and short-term lodging sales tax Charged by: District of Columbia	15.95% District of Columbia Sources: DC Office of Tax and Revenue sales and use tax FAQs, 2026 DC FR-800MQA sales and use tax instructions	N/A	N/A	N/A
Parking sales tax Charged by: District of Columbia	18.0% District of Columbia Sources: DC Office of Tax and Revenue sales and use tax FAQs, 2026 DC FR-800MQA sales and use tax instructions	N/A	N/A	N/A
Electronic smoking devices Charged by: Maryland	N/A	N/A	20.0% Maryland Sources: Maryland Tax-General section 11-104 sales and use tax rates	N/A
Small-container vaping liquid Charged by: Maryland	N/A	N/A	60.0% Maryland Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates	N/A
Cigarette excise/stamp tax (pack of 20) Charged by: District of Columbia, Virginia/local cigarette tax, and Maryland	$5.07/pack District of Columbia Sources: DC Office of Tax and Revenue cigarette package surtax notice	$1.00/pack $0.60 Virginia + $0.40 Arlington County Sources: Virginia Tax cigarette tax, Northern Virginia Cigarette Tax Board rates	$5.00/pack Maryland Sources: Maryland Comptroller cigarette and OTP floor tax instructions	Not covered yet
Income Taxes

Income tax filing status: Single
Income taxes (single) standard deduction	$15,000 Filing status: Single · DC basic standard deduction	$8,750 Filing status: Single · Virginia standard deduction	$3,350 Filing status: Single · Maryland standard deduction	$8,000 Filing status: Single · New York standard deduction
Estimated annual state/local income tax	$5,200.00 $5,200.00 DC. Based on $95,000 gross income, filing status: Single, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included	$4,648.40 $4,648.40 VA. Based on $95,000 gross income, filing status: Single, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included	$6,979.28 $4,148.88 MD + $2,830.40 Montgomery County. Based on $95,000 gross income, filing status: Single, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included	$7,899.12 $4,652.00 NY + $3,247.12 New York City. Based on $95,000 gross income, filing status: Single, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included
Estimated annual tax credits	$0.00 No earned-income credits at this income for this household. Credit estimates treat entered annual income as both earned income and federal adjusted gross income, and assume investment income under the federal limit. Credit estimates assume a full-year resident household.	$0.00 No earned-income credits at this income for this household. Credit estimates treat entered annual income as both earned income and federal adjusted gross income, and assume investment income under the federal limit. Credit estimates assume a full-year resident household. Virginia Credit for Low Income Individuals is not modeled yet; remaining options were compared without it.	$0.00 No earned-income credits at this income for this household. Credit estimates treat entered annual income as both earned income and federal adjusted gross income, and assume investment income under the federal limit. Credit estimates assume a full-year resident household.	+$255.00 +$63.00 New York City school tax credit (fixed amount) + +$192.00 New York City school tax credit (rate reduction amount). Credit estimates treat entered annual income as both earned income and federal adjusted gross income, and assume investment income under the federal limit. Credit estimates assume a full-year resident household. Statutory "income" is federal AGI minus IRA distributions; the calculator's gross-income proxy carries no IRA adjustment (disclosed). Assumes IT-201 item C is No. Hard cliff at $250,000 — no phase-out. Enters the Yonkers surcharge base worksheet at line (h); in full-year scope a Yonkers resident is never an NYC resident, so that subtraction is structurally zero. Computes on NYC taxable income (IT-201 line 47), which the engine receives from the calculator's deduction/exemption derivation; the $500,000 eligibility cap uses the same IRA-adjusted income definition as the fixed amount (gross-income proxy, disclosed). Enters the Yonkers surcharge base worksheet at line (h) — structurally zero for Yonkers residents in full-year scope.
Net annual income tax after credits	-$5,200.00 Estimated tax minus applied credits; "+" is a net refund.	-$4,648.40 Estimated tax minus applied credits; "+" is a net refund.	-$6,979.28 Estimated tax minus applied credits; "+" is a net refund.	-$7,644.12 Estimated tax minus applied credits; "+" is a net refund.
Income taxes (single) $0 to $1,000 taxable income	4.0% 4.0% DC	2.0% 2.0% VA	5.2% 3.2% Montgomery County + 2.0% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (single) $1,000.01 to $2,000 taxable income	4.0% 4.0% DC	2.0% 2.0% VA	6.2% 3.2% Montgomery County + 3.0% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (single) $2,000.01 to $3,000 taxable income	4.0% 4.0% DC	2.0% 2.0% VA	7.2% 3.2% Montgomery County + 4.0% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (single) $3,000.01 to $5,000 taxable income	4.0% 4.0% DC	3.0% 3.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (single) $5,000.01 to $8,500 taxable income	4.0% 4.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (single) $8,500.01 to $10,000 taxable income	4.0% 4.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.58% 3.08% New York City + 4.5% NY
Income taxes (single) $10,000.01 to $11,700 taxable income	6.0% 6.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.58% 3.08% New York City + 4.5% NY
Income taxes (single) $11,700.01 to $12,000 taxable income	6.0% 6.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	8.33% 3.08% New York City + 5.25% NY
Income taxes (single) $12,000.01 to $13,900 taxable income	6.0% 6.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.01% 3.76% New York City + 5.25% NY
Income taxes (single) $13,900.01 to $17,000 taxable income	6.0% 6.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.26% 3.76% New York City + 5.5% NY
Income taxes (single) $17,000.01 to $25,000 taxable income	6.0% 6.0% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.26% 3.76% New York City + 5.5% NY
Income taxes (single) $25,000.01 to $40,000 taxable income	6.0% 6.0% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.32% 3.82% New York City + 5.5% NY
Income taxes (single) $40,000.01 to $50,000 taxable income	6.5% 6.5% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.32% 3.82% New York City + 5.5% NY
Income taxes (single) $50,000.01 to $60,000 taxable income	6.5% 6.5% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.38% 3.88% New York City + 5.5% NY
Income taxes (single) $60,000.01 to $80,650 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.38% 3.88% New York City + 5.5% NY
Income taxes (single) $80,650.01 to $100,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (single) $100,000.01 to $125,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	8.2% 3.2% Montgomery County + 5.0% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (single) $125,000.01 to $150,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	8.45% 3.2% Montgomery County + 5.25% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (single) $150,000.01 to $215,400 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	8.7% 3.2% Montgomery County + 5.5% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (single) $215,400.01 to $250,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	8.7% 3.2% Montgomery County + 5.5% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (single) $250,000.01 to $500,000 taxable income	9.25% 9.25% DC	5.75% 5.75% VA	8.95% 3.2% Montgomery County + 5.75% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (single) $500,000.01 to $1,000,000 taxable income	9.75% 9.75% DC	5.75% 5.75% VA	9.45% 3.2% Montgomery County + 6.25% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (single) $1,000,000.01 to $1,077,550 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (single) $1,077,550.01 to $5,000,000 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	13.53% 3.88% New York City + 9.65% NY
Income taxes (single) $5,000,000.01 to $25,000,000 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	14.18% 3.88% New York City + 10.3% NY
Income taxes (single) over $25,000,000 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	14.78% 3.88% New York City + 10.9% NY
Income tax filing status: Married filing jointly
Income taxes (married filing jointly) standard deduction	$30,000 Filing status: Married filing jointly · DC basic standard deduction	$17,500 Filing status: Married filing jointly · Virginia standard deduction	$6,700 Filing status: Married filing jointly · Maryland standard deduction	$16,050 Filing status: Married filing jointly · New York standard deduction
Estimated annual state/local income tax	$3,925.00 $3,925.00 DC. Based on $95,000 gross income, filing status: Married filing jointly, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included	$4,091.80 $4,091.80 VA. Based on $95,000 gross income, filing status: Married filing jointly, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included	$6,458.55 $3,837.75 MD + $2,620.80 Montgomery County. Based on $95,000 gross income, filing status: Married filing jointly, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included	$6,851.30 $4,009.75 NY + $2,841.55 New York City. Based on $95,000 gross income, filing status: Married filing jointly, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included
Income taxes (married filing jointly) $0 to $1,000 taxable income	4.0% 4.0% DC	2.0% 2.0% VA	5.2% 3.2% Montgomery County + 2.0% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (married filing jointly) $1,000.01 to $2,000 taxable income	4.0% 4.0% DC	2.0% 2.0% VA	6.2% 3.2% Montgomery County + 3.0% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (married filing jointly) $2,000.01 to $3,000 taxable income	4.0% 4.0% DC	2.0% 2.0% VA	7.2% 3.2% Montgomery County + 4.0% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (married filing jointly) $3,000.01 to $5,000 taxable income	4.0% 4.0% DC	3.0% 3.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (married filing jointly) $5,000.01 to $10,000 taxable income	4.0% 4.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (married filing jointly) $10,000.01 to $17,000 taxable income	6.0% 6.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (married filing jointly) $17,000.01 to $17,150 taxable income	6.0% 6.0% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (married filing jointly) $17,150.01 to $21,600 taxable income	6.0% 6.0% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.58% 3.08% New York City + 4.5% NY
Income taxes (married filing jointly) $21,600.01 to $23,600 taxable income	6.0% 6.0% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	8.26% 3.76% New York City + 4.5% NY
Income taxes (married filing jointly) $23,600.01 to $27,900 taxable income	6.0% 6.0% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.01% 3.76% New York City + 5.25% NY
Income taxes (married filing jointly) $27,900.01 to $40,000 taxable income	6.0% 6.0% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.26% 3.76% New York City + 5.5% NY
Income taxes (married filing jointly) $40,000.01 to $45,000 taxable income	6.5% 6.5% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.26% 3.76% New York City + 5.5% NY
Income taxes (married filing jointly) $45,000.01 to $60,000 taxable income	6.5% 6.5% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.32% 3.82% New York City + 5.5% NY
Income taxes (married filing jointly) $60,000.01 to $90,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.32% 3.82% New York City + 5.5% NY
Income taxes (married filing jointly) $90,000.01 to $150,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.38% 3.88% New York City + 5.5% NY
Income taxes (married filing jointly) $150,000.01 to $161,550 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	8.2% 3.2% Montgomery County + 5.0% MD	9.38% 3.88% New York City + 5.5% NY
Income taxes (married filing jointly) $161,550.01 to $175,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	8.2% 3.2% Montgomery County + 5.0% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (married filing jointly) $175,000.01 to $225,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	8.45% 3.2% Montgomery County + 5.25% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (married filing jointly) $225,000.01 to $250,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	8.7% 3.2% Montgomery County + 5.5% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (married filing jointly) $250,000.01 to $300,000 taxable income	9.25% 9.25% DC	5.75% 5.75% VA	8.7% 3.2% Montgomery County + 5.5% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (married filing jointly) $300,000.01 to $323,200 taxable income	9.25% 9.25% DC	5.75% 5.75% VA	8.95% 3.2% Montgomery County + 5.75% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (married filing jointly) $323,200.01 to $500,000 taxable income	9.25% 9.25% DC	5.75% 5.75% VA	8.95% 3.2% Montgomery County + 5.75% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (married filing jointly) $500,000.01 to $600,000 taxable income	9.75% 9.75% DC	5.75% 5.75% VA	8.95% 3.2% Montgomery County + 5.75% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (married filing jointly) $600,000.01 to $1,000,000 taxable income	9.75% 9.75% DC	5.75% 5.75% VA	9.45% 3.2% Montgomery County + 6.25% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (married filing jointly) $1,000,000.01 to $1,200,000 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.45% 3.2% Montgomery County + 6.25% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (married filing jointly) $1,200,000.01 to $2,155,350 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (married filing jointly) $2,155,350.01 to $5,000,000 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	13.53% 3.88% New York City + 9.65% NY
Income taxes (married filing jointly) $5,000,000.01 to $25,000,000 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	14.18% 3.88% New York City + 10.3% NY
Income taxes (married filing jointly) over $25,000,000 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	14.78% 3.88% New York City + 10.9% NY
Income tax filing status: Head of household
Income taxes (head of household) standard deduction	$22,500 Filing status: Head of household · DC basic standard deduction	$8,750 Filing status: Head of household · Virginia standard deduction	$6,700 Filing status: Head of household · Maryland standard deduction	$11,200 Filing status: Head of household · New York standard deduction
Estimated annual state/local income tax	$4,562.50 $4,562.50 DC. Based on $95,000 gross income, filing status: Head of household, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included	$4,648.40 $4,648.40 VA. Based on $95,000 gross income, filing status: Head of household, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included	$6,712.95 $3,989.75 MD + $2,723.20 Montgomery County. Based on $95,000 gross income, filing status: Head of household, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included	$7,458.99 $4,360.50 NY + $3,098.49 New York City. Based on $95,000 gross income, filing status: Head of household, loaded standard deduction, personal exemptions where a state has them, and loaded state/local rates; federal income tax not included
Income taxes (head of household) $0 to $1,000 taxable income	4.0% 4.0% DC	2.0% 2.0% VA	5.2% 3.2% Montgomery County + 2.0% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (head of household) $1,000.01 to $2,000 taxable income	4.0% 4.0% DC	2.0% 2.0% VA	6.2% 3.2% Montgomery County + 3.0% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (head of household) $2,000.01 to $3,000 taxable income	4.0% 4.0% DC	2.0% 2.0% VA	7.2% 3.2% Montgomery County + 4.0% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (head of household) $3,000.01 to $5,000 taxable income	4.0% 4.0% DC	3.0% 3.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (head of household) $5,000.01 to $10,000 taxable income	4.0% 4.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (head of household) $10,000.01 to $12,800 taxable income	6.0% 6.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.08% 3.08% New York City + 4.0% NY
Income taxes (head of household) $12,800.01 to $14,400 taxable income	6.0% 6.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	7.58% 3.08% New York City + 4.5% NY
Income taxes (head of household) $14,400.01 to $17,000 taxable income	6.0% 6.0% DC	5.0% 5.0% VA	7.95% 3.2% Montgomery County + 4.75% MD	8.26% 3.76% New York City + 4.5% NY
Income taxes (head of household) $17,000.01 to $17,650 taxable income	6.0% 6.0% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	8.26% 3.76% New York City + 4.5% NY
Income taxes (head of household) $17,650.01 to $20,900 taxable income	6.0% 6.0% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.01% 3.76% New York City + 5.25% NY
Income taxes (head of household) $20,900.01 to $30,000 taxable income	6.0% 6.0% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.26% 3.76% New York City + 5.5% NY
Income taxes (head of household) $30,000.01 to $40,000 taxable income	6.0% 6.0% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.32% 3.82% New York City + 5.5% NY
Income taxes (head of household) $40,000.01 to $60,000 taxable income	6.5% 6.5% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.32% 3.82% New York City + 5.5% NY
Income taxes (head of household) $60,000.01 to $107,650 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.38% 3.88% New York City + 5.5% NY
Income taxes (head of household) $107,650.01 to $150,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	7.95% 3.2% Montgomery County + 4.75% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (head of household) $150,000.01 to $175,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	8.2% 3.2% Montgomery County + 5.0% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (head of household) $175,000.01 to $225,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	8.45% 3.2% Montgomery County + 5.25% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (head of household) $225,000.01 to $250,000 taxable income	8.5% 8.5% DC	5.75% 5.75% VA	8.7% 3.2% Montgomery County + 5.5% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (head of household) $250,000.01 to $269,300 taxable income	9.25% 9.25% DC	5.75% 5.75% VA	8.7% 3.2% Montgomery County + 5.5% MD	9.88% 3.88% New York City + 6.0% NY
Income taxes (head of household) $269,300.01 to $300,000 taxable income	9.25% 9.25% DC	5.75% 5.75% VA	8.7% 3.2% Montgomery County + 5.5% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (head of household) $300,000.01 to $500,000 taxable income	9.25% 9.25% DC	5.75% 5.75% VA	8.95% 3.2% Montgomery County + 5.75% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (head of household) $500,000.01 to $600,000 taxable income	9.75% 9.75% DC	5.75% 5.75% VA	8.95% 3.2% Montgomery County + 5.75% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (head of household) $600,000.01 to $1,000,000 taxable income	9.75% 9.75% DC	5.75% 5.75% VA	9.45% 3.2% Montgomery County + 6.25% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (head of household) $1,000,000.01 to $1,200,000 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.45% 3.2% Montgomery County + 6.25% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (head of household) $1,200,000.01 to $1,616,450 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	10.73% 3.88% New York City + 6.85% NY
Income taxes (head of household) $1,616,450.01 to $5,000,000 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	13.53% 3.88% New York City + 9.65% NY
Income taxes (head of household) $5,000,000.01 to $25,000,000 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	14.18% 3.88% New York City + 10.3% NY
Income taxes (head of household) over $25,000,000 taxable income	10.75% 10.75% DC	5.75% 5.75% VA	9.7% 3.2% Montgomery County + 6.5% MD	14.78% 3.88% New York City + 10.9% NY
Property Tax / Rent
Annual property tax	Enter manually above Property record: DC MyTax real property search Property tax bill	Enter manually above Property record: Arlington County property search Property tax bill	Enter manually above Property record: Montgomery County real property tax search Property tax bill	Enter manually above Property tax bill
Annual mortgage	Enter manually above Optional owner financing cost; not a tax	Enter manually above Optional owner financing cost; not a tax	Enter manually above Optional owner financing cost; not a tax	Enter manually above Optional owner financing cost; not a tax
Annual rent	N/A Owner scenario	N/A Owner scenario	N/A Owner scenario	N/A Owner scenario
Census ACS homeowner median property tax	$4,180 Washington · Municipality · owner-occupied median · 2023 Census ACS · B25103_001E	$7,774 Arlington County · County · owner-occupied median · 2023 Census ACS · B25103_001E	$6,681 Rockville · Municipality · owner-occupied median · 2023 Census ACS · B25103_001E	$6,358 New York City · Municipality · owner-occupied median · 2023 Census ACS · B25103_001E
Modeled pre-credit property tax rate	~0.85% of assessed value Current OTR real property tax rates, fetched 2026-06-30 · $0.85 per $100 assessed Sources: DC OTR real property tax rates	~1.00% of assessed value Current Arlington real-estate taxes page, fetched 2026-06-30 · $0.9960 per $100 assessed Sources: Arlington real-estate taxes	~1.00% of market value July 1, 2025 tax bills · $1.0782 per $100 assessed · 92.7% residential weighted ratio · 10% Homestead cap not applied Sources: Maryland SDAT county and municipal property tax rates and Homestead caps, Maryland SDAT 2025 Assessment Ratio Survey Report, Maryland SDAT FY2025 residential sales by quarter, Q4	Not covered yet
Aggregate civic burden per resident	$4,644 FY2025 · District of Columbia · revenue ÷ residents · 1 levy authority	$3,942 FY2025 · Arlington County · revenue ÷ residents · 1 levy authority	$2,786 Partial · FY2025 · Montgomery County + City of Rockville · revenue ÷ residents · 2 of 3 levy authorities loaded	$4,081 FY2025 · New York City · revenue ÷ residents · 1 levy authority
Aggregate civic burden per household	$9,706 FY2025 · District of Columbia · revenue ÷ occupied households · 1 levy authority	$8,322 FY2025 · Arlington County · revenue ÷ occupied households · 1 levy authority	$7,435 Partial · FY2025 · Montgomery County + City of Rockville · revenue ÷ occupied households · 2 of 3 levy authorities loaded	$10,490 FY2025 · New York City · revenue ÷ occupied households · 1 levy authority
Additional Taxes & Fees
Vehicle-related taxes and fees	Vehicle facts needed Not included: DC registration, title, and excise fees depend on vehicle weight, value, MPG/fuel or EV status, and transaction facts. Sources: DC DMV vehicle registration fees, DC DMV vehicle title and excise tax fees	Vehicle facts needed Not included: VA local vehicle personal property tax can be material and depends on assessed vehicle value, garage locality, local rate, and relief, plus DMV registration/title/HUF/sales-use facts. Sources: VA DMV all-fees schedule, VA DMV vehicle taxes and fees, Virginia Tax property tax questions	Vehicle facts needed Not included: MD registration, title, titling tax, and EV/PHEV surcharges depend on vehicle and transaction facts. Sources: MD MVA fees	Vehicle facts needed Not included: vehicle-owner taxes and fees can depend on local rules, vehicle facts, and transaction facts.
Transfer and recordation taxes	Transaction facts needed Not included: DC Recorder of Deeds recording fees and transfer/recordation tax rules depend on the document, deed, property value, and transaction facts. Sources: DC Recorder of Deeds, DC general recording requirements and fees, DC recordation and transfer tax exemptions	Transaction facts needed Not included: Virginia state recordation and grantor taxes can apply to deeds, and locality or regional rules may add transaction-specific charges. Sources: Virginia state recordation tax statute, Virginia grantor tax statute	Transaction facts needed Not included: Maryland recordation/transfer charges are transaction- and county-specific; recording-fee schedules are identified, but county transfer-rate source rows are still pending. Sources: Maryland courts recording fees	Transaction facts needed Not included: transfer, recordation, deed, and mortgage taxes can depend on transaction and local rules.
Utility, water, and stormwater fees	Property/service facts needed Not included: DC Water charges include account/usage-based water and sewer rates plus Clean Rivers impervious-area billing tied to property characteristics. Sources: DC Water impervious area billing details, DC Water rates and billing	Property/service facts needed Not included: local stormwater and utility charges vary by county, city, town, provider, and property facts.	Property/service facts needed Not included: local utility and stormwater charges vary by county, municipality, provider, property, and usage facts. Montgomery County's Water Quality Protection Charge is assessed with property taxes and based on impervious area. Sources: Montgomery County Water Quality Protection Charge	Property/service facts needed Not included: utility, stormwater, trash, and service fees can depend on provider, property, and usage facts.
Other local fees and permits	Source inventory needed Not inventoried yet: parking, trash, permits, dog licenses, false-alarm charges, parks, tolls, and other service fees may apply depending on behavior, property, provider, and jurisdiction.	Source inventory needed Not inventoried yet: parking, trash, permits, dog licenses, false-alarm charges, parks, tolls, and other service fees may apply depending on behavior, property, provider, and jurisdiction.	Source inventory needed Not inventoried yet: parking, trash, permits, dog licenses, false-alarm charges, parks, tolls, and other service fees may apply depending on behavior, property, provider, and jurisdiction.	Source inventory needed Not inventoried yet: parking, trash, permits, dog licenses, false-alarm charges, parks, tolls, and other service fees may apply depending on behavior, property, provider, and jurisdiction.

Rate notes & official sources

Rate Notes

Peer-to-peer car sharing: Maryland: 8.0%; 11.5% if owner fleet has >10 vehicles

Official Source Links

Compare mode shows selected common categories and placeholder lanes for readability, not complete tax and fee coverage. The official source links support displayed rows.

Omitted categories may still be taxable, exempt, or taxed at a special rate.
Additional-fee rows are source-backed disclosures, not estimates, until required resident, property, vehicle, provider, or transaction facts are entered or modeled.

Official source links

We try to be accurate and source-backed, but tax rules change and local facts matter. Check applicable state and local law before relying on a result, and let us know about possible inaccuracies at [email protected].