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Compare Taxes (Beta)

The chart leads with net state and local income tax across every income level; expand for the full sales, income, and property tax stack side by side. Adjust the income, filing status, and jurisdictions to match your situation — this beta supports up to eight selections per comparison.

Coverage note: Compare mode currently supports curated jurisdictions in metro DC, metro NYC, and the Cincinnati/OH v0 seed slice, plus municipalities in states where we have loaded an authoritative published property-tax rate, as we expand nationwide.

Type a street address or supported jurisdiction, then add it to the comparison group.

Comparison Inputs

Income Assumptions

Set the filing status and annual income used in the income-tax estimate, take-home-pay ranking, and summary cards.

Required when annual income is entered.

Use numbers only; example: 100,000.

Optional. Sets child-linked credits, child deductions, and dependent exemptions where a state's rules are loaded. Where a loaded rule uses a dependent count, qualifying children are the calculator's proxy. For Maine's Sales Tax Fairness Credit, that proxy stands in for children and dependents for whom the filer can claim an IRC Section 24 child or other-dependent credit. If the applicable count differs, modeled credits, deductions, or exemptions may be higher or lower than shown.

Income estimates subtract each jurisdiction's loaded standard deduction, the child deduction where a state has one, and personal exemptions where a state has them before applying loaded income-tax rows.

Tax Comparison

Compare state and local taxes side by side. Expand the take-home breakdown, or scroll the full tax table below for a rate-by-rate view.

Take-home pay and housing breakdown

At A Glance

Estimated annual state/local income tax

Enter annual income to calculate income taxes. Address, housing, and property-tax context remain visible.

Federal income tax is not included. It applies separately in every location; for itemizers, state/local taxes and qualified mortgage interest can change federal taxable income under federal limits.

Owner housing is cash-flow context. Property tax and any entered mortgage payments are shown separately. Mortgage principal may build equity, interest is a borrowing cost, and home-value changes are not modeled.

  • MD

Montgomery County, MD

County

Estimated annual state/local income tax

Enter gross income

Resident Property-Tax Context
Census ACS homeowner median
$5,341 Montgomery County · County · owner-occupied median · 2023 Census ACS · B25103_001E
Modeled pre-credit rate
~0.73% of market value July 1, 2025 tax bills · $0.7862 per $100 assessed · 92.7% residential weighted ratio · 10% Homestead cap not applied Sources: Maryland SDAT county and municipal property tax rates and Homestead caps, Maryland SDAT 2025 Assessment Ratio Survey Report, Maryland SDAT FY2025 residential sales by quarter, Q4
Aggregate Residential Property Tax Burden
Per resident
$2,299 FY2025 · State of Maryland + Montgomery County · revenue ÷ residents · 2 levy authorities
Per household
$6,268 FY2025 · State of Maryland + Montgomery County · revenue ÷ occupied households · 2 levy authorities

Context only; not subtracted from take-home pay unless entered as property tax or rent.

Gross income is reduced by the loaded standard deduction, the child deduction where a state has one, and personal exemptions where a state has them before the estimate is calculated.

Property tax by home value

Set each place's home value. The outlined shape on each place's line marks that place's US Census median home value, so you compare like with like.

Montgomery County, MD
$4,484 modeled annual property tax (~0.73% of value) Levied by: State $0.1120 · County $0.6742 · Municipal $0.0000 per $100 assessed marks this place's US Census median home value on the chart: $615,200 (2023 ACS)

Assessment cap penalizes new buyers: taxable-value increases here are capped at 10%/yr, so a new buyer pays this full modeled bill while long-time owners of identical homes pay less.

  • Montgomery County, MD
  • Outlined shape on a line marks that place's US Census median home value (its typical home)
  • Filled dot marks the home value you entered (your estimated tax at that price) — seeded from each place's US Census median home value where available; adjust it with the sliders above.
Modeled annual property tax by home market value for each compared jurisdiction. The place cards above carry per-place values at their chosen home values.

Pre-credit modeled estimates: each place's effective residential rate times the home's market value, before homestead credits, exemptions, assessment caps, and parcel-specific special districts. Where a place has multiple tax areas, the model uses a representative residential stack — your school or special district may differ. Where assessment increases are capped, this approximates what a new buyer at that price would pay. Median home values: U.S. Census Bureau ACS 5-year estimates.

Housing Cost Inputs (Manual Entry)

Choose own or rent for each column. Owner columns count annual property tax and optional annual mortgage. Renter columns count monthly rent x 12; property tax is treated as included indirectly in rent. Insurance, HOA, maintenance, and price risk are not modeled in this MVP.

Montgomery County, MD
Property record: Montgomery County real property tax search
Optional; not a tax. Enter annual principal and interest if you want financing included.

Detailed Review

Detailed tax rows

Use the table for the full audit trail: bracket rows, loaded deductions, source notes, and property-tax placeholders. The credit and net-income-tax rows use the household and children selections in the income widget; source notes identify credits we cannot model.

Scroll horizontally for all jurisdictions and vertically for all tax rows.

Tax row Montgomery County, MD County Jurisdiction stack: Montgomery County -> Maryland
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Sales Taxes
General sales/use total Charged by: Maryland 6.0% Maryland Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates
Grocery/home-consumption food Charged by: Maryland 0% Maryland Sources: Maryland Comptroller information about sales of food
Food-benefit eligible food purchases Charged by: Maryland 0% Maryland
Medicines and qualifying medical supplies Charged by: Maryland 0% Maryland Sources: COMAR 03.06.01.09 medicine and medical supply sales-tax exemptions
Selected taxable services Charged by: Maryland 3.0% Maryland Sources: Maryland Tax-General section 11-104 sales and use tax rates
Boat purchase tax total Charged by: Maryland 5.0% Includes state purchase tax treatment (sales/use + excise context)
Restaurant/prepared meals total Charged by: Maryland sales/use tax 6.0% Maryland sales/use tax Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates
Motor vehicle purchase tax total Charged by: Maryland 6.5% Includes state purchase tax treatment (sales/use + excise context)
Peer-to-peer car sharing Charged by: Maryland 8.0% / 11.5% Maryland: 8.0%; 11.5% if owner fleet has >10 vehicles Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates
Short-term truck rentals Charged by: Maryland 8.0% Maryland Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates
Maryland alcoholic beverage sales tax Charged by: Maryland 9.0% Maryland Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates
Short-term car/RV/motorcycle rentals Charged by: Maryland 11.5% Maryland Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates
Cannabis Charged by: Maryland 12.0% Maryland Sources: Maryland Tax-General section 11-104 sales and use tax rates
Tobacco pipes Charged by: Maryland 12.0% Maryland Sources: Maryland Tax-General section 11-104 sales and use tax rates
Electronic smoking devices Charged by: Maryland 20.0% Maryland Sources: Maryland Tax-General section 11-104 sales and use tax rates
Small-container vaping liquid Charged by: Maryland 60.0% Maryland Sources: Maryland Comptroller Business Tax Tip 8 sales and use tax, Maryland Tax-General section 11-104 sales and use tax rates
Cigarette excise/stamp tax (pack of 20) Charged by: Maryland $5.00/pack Maryland Sources: Maryland Comptroller cigarette and OTP floor tax instructions
Income Taxes
Income tax filing status: Single
Income taxes (single) standard deduction $3,350 Filing status: Single · Maryland standard deduction
Income taxes (single) $0 to $1,000 taxable income 5.2% 3.2% Montgomery County + 2.0% MD
Income taxes (single) $1,000.01 to $2,000 taxable income 6.2% 3.2% Montgomery County + 3.0% MD
Income taxes (single) $2,000.01 to $3,000 taxable income 7.2% 3.2% Montgomery County + 4.0% MD
Income taxes (single) $3,000.01 to $100,000 taxable income 7.95% 3.2% Montgomery County + 4.75% MD
Income taxes (single) $100,000.01 to $125,000 taxable income 8.2% 3.2% Montgomery County + 5.0% MD
Income taxes (single) $125,000.01 to $150,000 taxable income 8.45% 3.2% Montgomery County + 5.25% MD
Income taxes (single) $150,000.01 to $250,000 taxable income 8.7% 3.2% Montgomery County + 5.5% MD
Income taxes (single) $250,000.01 to $500,000 taxable income 8.95% 3.2% Montgomery County + 5.75% MD
Income taxes (single) $500,000.01 to $1,000,000 taxable income 9.45% 3.2% Montgomery County + 6.25% MD
Income taxes (single) over $1,000,000 taxable income 9.7% 3.2% Montgomery County + 6.5% MD
Income tax filing status: Married filing jointly
Income taxes (married filing jointly) standard deduction $6,700 Filing status: Married filing jointly · Maryland standard deduction
Income taxes (married filing jointly) $0 to $1,000 taxable income 5.2% 3.2% Montgomery County + 2.0% MD
Income taxes (married filing jointly) $1,000.01 to $2,000 taxable income 6.2% 3.2% Montgomery County + 3.0% MD
Income taxes (married filing jointly) $2,000.01 to $3,000 taxable income 7.2% 3.2% Montgomery County + 4.0% MD
Income taxes (married filing jointly) $3,000.01 to $150,000 taxable income 7.95% 3.2% Montgomery County + 4.75% MD
Income taxes (married filing jointly) $150,000.01 to $175,000 taxable income 8.2% 3.2% Montgomery County + 5.0% MD
Income taxes (married filing jointly) $175,000.01 to $225,000 taxable income 8.45% 3.2% Montgomery County + 5.25% MD
Income taxes (married filing jointly) $225,000.01 to $300,000 taxable income 8.7% 3.2% Montgomery County + 5.5% MD
Income taxes (married filing jointly) $300,000.01 to $600,000 taxable income 8.95% 3.2% Montgomery County + 5.75% MD
Income taxes (married filing jointly) $600,000.01 to $1,200,000 taxable income 9.45% 3.2% Montgomery County + 6.25% MD
Income taxes (married filing jointly) over $1,200,000 taxable income 9.7% 3.2% Montgomery County + 6.5% MD
Income tax filing status: Head of household
Income taxes (head of household) standard deduction $6,700 Filing status: Head of household · Maryland standard deduction
Income taxes (head of household) $0 to $1,000 taxable income 5.2% 3.2% Montgomery County + 2.0% MD
Income taxes (head of household) $1,000.01 to $2,000 taxable income 6.2% 3.2% Montgomery County + 3.0% MD
Income taxes (head of household) $2,000.01 to $3,000 taxable income 7.2% 3.2% Montgomery County + 4.0% MD
Income taxes (head of household) $3,000.01 to $150,000 taxable income 7.95% 3.2% Montgomery County + 4.75% MD
Income taxes (head of household) $150,000.01 to $175,000 taxable income 8.2% 3.2% Montgomery County + 5.0% MD
Income taxes (head of household) $175,000.01 to $225,000 taxable income 8.45% 3.2% Montgomery County + 5.25% MD
Income taxes (head of household) $225,000.01 to $300,000 taxable income 8.7% 3.2% Montgomery County + 5.5% MD
Income taxes (head of household) $300,000.01 to $600,000 taxable income 8.95% 3.2% Montgomery County + 5.75% MD
Income taxes (head of household) $600,000.01 to $1,200,000 taxable income 9.45% 3.2% Montgomery County + 6.25% MD
Income taxes (head of household) over $1,200,000 taxable income 9.7% 3.2% Montgomery County + 6.5% MD
Property Tax / Rent
Annual property tax Enter manually above Property record: Montgomery County real property tax search Property tax bill
Annual mortgage Enter manually above Optional owner financing cost; not a tax
Annual rent N/A Owner scenario
Census ACS homeowner median property tax $5,341 Montgomery County · County · owner-occupied median · 2023 Census ACS · B25103_001E
Modeled pre-credit property tax rate ~0.73% of market value July 1, 2025 tax bills · $0.7862 per $100 assessed · 92.7% residential weighted ratio · 10% Homestead cap not applied Sources: Maryland SDAT county and municipal property tax rates and Homestead caps, Maryland SDAT 2025 Assessment Ratio Survey Report, Maryland SDAT FY2025 residential sales by quarter, Q4
Aggregate civic burden per resident $2,299 FY2025 · State of Maryland + Montgomery County · revenue ÷ residents · 2 levy authorities
Aggregate civic burden per household $6,268 FY2025 · State of Maryland + Montgomery County · revenue ÷ occupied households · 2 levy authorities
Additional Taxes & Fees
Vehicle-related taxes and fees Vehicle facts needed Not included: MD registration, title, titling tax, and EV/PHEV surcharges depend on vehicle and transaction facts. Sources: MD MVA fees
Transfer and recordation taxes Transaction facts needed Not included: Maryland recordation/transfer charges are transaction- and county-specific; recording-fee schedules are identified, but county transfer-rate source rows are still pending. Sources: Maryland courts recording fees
Utility, water, and stormwater fees Property/service facts needed Not included: local utility and stormwater charges vary by county, municipality, provider, property, and usage facts. Montgomery County's Water Quality Protection Charge is assessed with property taxes and based on impervious area. Sources: Montgomery County Water Quality Protection Charge
Other local fees and permits Source inventory needed Not inventoried yet: parking, trash, permits, dog licenses, false-alarm charges, parks, tolls, and other service fees may apply depending on behavior, property, provider, and jurisdiction.
Rate notes & official sources

Rate Notes

  1. Peer-to-peer car sharing: Maryland: 8.0%; 11.5% if owner fleet has >10 vehicles

Compare mode shows selected common categories and placeholder lanes for readability, not complete tax and fee coverage. The official source links support displayed rows.

  • Omitted categories may still be taxable, exempt, or taxed at a special rate.
  • Additional-fee rows are source-backed disclosures, not estimates, until required resident, property, vehicle, provider, or transaction facts are entered or modeled.

Official source links

We try to be accurate and source-backed, but tax rules change and local facts matter. Check applicable state and local law before relying on a result, and let us know about possible inaccuracies at [email protected].

Data: NYS Comptroller · CA State Controller · US Census Bureau benchmarkusa.org