Village of Cooperstown (Otsego County) — Financial Data

1,794 Population FY 2024

$2,290 Per-Capita Spending FY 2025

7.1% Debt Service FY 2025

28.3 Fiscal Stress FY 2025

13.3 Socio-Dem. Stress FY 2025

Data comparability note: Spans Towns of Otsego and Middlefield in Otsego County. OSC reports this village under Town of Otsego.

Tax Snapshot (Beta)

Beta: source-backed tax context only. This is not a personalized tax-burden estimate.

Current source-backed tax context for New York and Village of Cooperstown (Otsego County).

Component	Summary	Effective	Coverage	Sources
NY state personal income tax	NY uses a progressive bracket schedule (4.00% to 10.90% on the current IT-201 schedule).	Tax year 2025 schedule; statutory update starts for tax years beginning after 2025.	Source verified	IT-201-I (2025 PDF); Tax Law §601
NY state sales and use tax (base)	NY state base sales and use tax rate is 4%; local rates are additive by jurisdiction.	In effect as of January 1, 2026.	Loaded	New York State Department of Taxation and Finance sales tax rates
NY state-level property tax policy	In New York, real property tax is raised and spent locally by counties, cities, towns, villages, school districts, and special districts; there is no single statewide property-tax rate.	Property-tax guidance page updated July 26, 2024 (accessed April 19, 2026).	Needs review	NY property taxes overview; ORPTS tax bill calculation guide

Stress Trajectory

Community Profile

Census Bureau ACS 5-year estimates

9.4% Poverty Rate 2023

61.0% Bachelor's+ Rate 2023

5.1% Unemployment Rate 2023

54.1% Homeownership Rate 2023

Median Household Income

$70,179 (2023)

2010 2023

Per Capita Income

$56,794 (2023)

2010 2023

Median Home Value

$376,200 (2023)

2010 2023

Median Gross Rent

$1,149 (2023)

2010 2023

Median Age

41.5 (2023)

2010 2023

Gini Index

0 = perfect equality · 1 = perfect inequality

0.6 (2023)

2010 2023

Financial Trends

Curated financial dashboard (1995–2025)

Fiscal Health

Debt Outstanding

$4,984,508 (2024)

2011 2024

Full Value of Taxable Property

$364,634,128 (2024)

2011 2024

Debt Service

$293,088 (2025)

1997 2025

Debt Service %

7.1% (2025)

1997 2025

Per-Capita Spending

$2,290 (2025)

2010 2025

Fiscal Stress Score (OSC)

0 = healthy · 100 = significant stress

28.3 (2025)

2013 2025

Socio-Demographic Stress Score (OSC)

0 = no stress · 100 = significant stress

13.3 (2025)

2013 2025

Top Revenue Sources

Real Property Taxes And Assessments

$1,791,239 (2025)

1995 2025

Charges For Services

$810,828 (2025)

1995 2025

State Aid

$660,742 (2025)

1995 2025

Sales And Use Tax

$543,435 (2025)

1995 2025

Use And Sale Of Property

$396,189 (2025)

1995 2025

Top Expenditures

Transportation

$1,436,893 (2025)

1995 2025

Public Safety

$794,746 (2025)

1995 2025

Employee Benefits

$636,980 (2025)

1995 2025

General Government

$556,306 (2025)

1995 2025

Culture And Recreation

$326,290 (2025)

1995 2025

Financial Documents (85)

Year	Title	Type
2025	Village of Cooperstown OSC Annual Financial Report 2025	OSC_VILLAGE_CSV_AFR
2025	Village of Cooperstown FSMS Report 2025	FSMS_MONITORING
2024	Village of Cooperstown OSC Annual Financial Report 2024	OSC_VILLAGE_CSV_AFR
2024	Village of Cooperstown OSC Annual Financial Report 2024	OSC_VILLAGE_AFR
2024	Village of Cooperstown FSMS Report 2024	FSMS_MONITORING

Governance & Structure

Governance Structure

Structure: Not specified
Fiscal Autonomy: Not specified
ICMA Recognition: —
Notes: None
OSC Code: 360462701120

School Details

Not applicable for this entity type.

Geographic Relationships

This entity is within

Wholly within: New York
Wholly within: Otsego County
Partly within: Town of Middlefield (Otsego County)
Partly within: Town of Otsego (Otsego County)

Within this entity

Partly contains: Cooperstown Central School District