Village of Cambridge (Washington County) — Financial Data

1,788 Population FY 2024

$961 Per-Capita Spending FY 2025

17.2% Debt Service FY 2025

36.7 Fiscal Stress FY 2025

3.3 Socio-Dem. Stress FY 2025

Data comparability note: Spans Towns of White Creek (~2/3) and Cambridge (~1/3) in Washington County. OSC reports this village under Town of White Creek.

Tax Snapshot (Beta)

Beta: source-backed tax context only. This is not a personalized tax-burden estimate.

Current source-backed tax context for New York and Village of Cambridge (Washington County).

Component	Summary	Effective	Coverage	Sources
NY state personal income tax	NY uses a progressive bracket schedule (4.00% to 10.90% on the current IT-201 schedule).	Tax year 2025 schedule; statutory update starts for tax years beginning after 2025.	Source verified	IT-201-I (2025 PDF); Tax Law §601
NY state sales and use tax (base)	NY state base sales and use tax rate is 4%; local rates are additive by jurisdiction.	In effect as of January 1, 2026.	Loaded	New York State Department of Taxation and Finance sales tax rates
NY state-level property tax policy	In New York, real property tax is raised and spent locally by counties, cities, towns, villages, school districts, and special districts; there is no single statewide property-tax rate.	Property-tax guidance page updated July 26, 2024 (accessed April 19, 2026).	Needs review	NY property taxes overview; ORPTS tax bill calculation guide

Stress Trajectory

Community Profile

Census Bureau ACS 5-year estimates

11.0% Poverty Rate 2023

33.4% Bachelor's+ Rate 2023

5.3% Unemployment Rate 2023

78.1% Homeownership Rate 2023

Median Household Income

$73,805 (2023)

2010 2023

Per Capita Income

$36,559 (2023)

2010 2023

Median Home Value

$184,200 (2023)

2010 2023

Median Gross Rent

$1,063 (2023)

2010 2023

Median Age

50.0 (2023)

2010 2023

Gini Index

0 = perfect equality · 1 = perfect inequality

0.4 (2023)

2010 2023

Financial Trends

Curated financial dashboard (1995–2025)

No data filed for: 2006, 2007, 2008

Fiscal Health

Debt Outstanding

$3,982,991 (2024)

2011 2024

Full Value of Taxable Property

$122,319,612 (2024)

2011 2024

Debt Service

$294,745 (2025)

1995 2025

Debt Service %

17.2% (2025)

1995 2025

Per-Capita Spending

$961 (2025)

2010 2025

Fiscal Stress Score (OSC)

0 = healthy · 100 = significant stress

36.7 (2025)

2016 2025

Socio-Demographic Stress Score (OSC)

0 = no stress · 100 = significant stress

3.3 (2025)

2016 2025

Top Revenue Sources

Real Property Taxes And Assessments

$1,135,135 (2025)

1995 2025

Use And Sale Of Property

$184,380 (2025)

1995 2025

Charges To Other Governments

$153,617 (2025)

1995 2025

State Aid

$152,063 (2025)

1995 2025

Charges For Services

$110,297 (2025)

1995 2025

Top Expenditures

Public Safety

$488,807 (2025)

1995 2025

Transportation

$400,276 (2025)

1995 2025

Employee Benefits

$253,003 (2025)

1995 2025

General Government

$231,176 (2025)

1995 2025

Culture And Recreation

$37,533 (2025)

1995 2025

Financial Documents (80)

Year	Title	Type
2025	Village of Cambridge OSC Annual Financial Report 2025	OSC_VILLAGE_CSV_AFR
2025	Village of Cambridge FSMS Report 2025	FSMS_MONITORING
2024	Village of Cambridge OSC Annual Financial Report 2024	OSC_VILLAGE_CSV_AFR
2024	Village of Cambridge OSC Annual Financial Report 2024	OSC_VILLAGE_AFR
2024	Village of Cambridge FSMS Report 2024	FSMS_MONITORING

Governance & Structure

Governance Structure

Structure: Not specified
Fiscal Autonomy: Not specified
ICMA Recognition: —
Notes: None
OSC Code: 530490600660

School Details

Not applicable for this entity type.

Geographic Relationships

This entity is within

Wholly within: New York
Wholly within: Washington County
Partly within: Town of Cambridge (Washington County)
Partly within: Town of White Creek (Washington County)

Within this entity

Partly contains: Cambridge Central School District