Town of Waterford (Saratoga County) — Financial Data

8,208 Population FY 2024

$387 Town-Wide Per Capita Spending All residents incl. villages FY 2023

$495 Part-Town Per Capita Spending Outside villages only FY 2023

9.4% Debt Service FY 2023

5.0 Fiscal Stress FY 2023

6.7 Socio-Dem. Stress FY 2023

Data comparability note: Contains villages: Village of Waterford (pop. 2,038). Town-wide per capita spending covers all residents including village residents (A-fund services: community services, culture and recreation, debt service, economic development, education, employee benefits, general government, public safety, transportation, utilities). Part-town per capita spending covers only residents outside incorporated villages (B-fund services: community services, culture and recreation, debt service, employee benefits, general government, public safety, sanitation, transportation).

Villages in Waterford (Saratoga County)

Total village population: 2,038 (25% of town)

Village of Waterford (Saratoga County) pop. 2,038

Stress Trajectory

Community Profile

Census Bureau ACS 5-year estimates

7.2% Poverty Rate 2023

31.2% Bachelor's+ Rate 2023

3.6% Unemployment Rate 2023

65.6% Homeownership Rate 2023

Median Household Income

$75,361 (2023)

2010 2023

Per Capita Income

$43,768 (2023)

2010 2023

Median Home Value

$270,800 (2023)

2010 2023

Median Gross Rent

$1,082 (2023)

2010 2023

Median Age

42.5 (2023)

2010 2023

Gini Index

0 = perfect equality · 1 = perfect inequality

0.4 (2023)

2010 2023

Financial Trends

Total spending across all funds, including services for the entire town and services exclusive to areas outside villages · 1995–2024

Fiscal Health

Debt Outstanding

$0 (2024)

2011 2024

Full Value of Taxable Property

$903,639,134 (2024)

2011 2024

Debt Service

$1,431,088 (2023)

1995 2024

Debt Service %

9.4% (2023)

1995 2024

Town-Wide Per Capita Spending

$194 (2023)

2010 2024

Part-Town Per Capita Spending

$248 (2023)

2010 2024

Fiscal Stress Score (OSC)

0 = healthy · 100 = significant stress

5.0 (2023)

2012 2024

Socio-Demographic Stress Score (OSC)

0 = no stress · 100 = significant stress

6.7 (2023)

2012 2024

Top Revenue Sources

Real Property Taxes And Assessments

$5,502,336 (2023)

1995 2024

Sales And Use Tax

$4,659,300 (2023)

1995 2024

Charges For Services

$1,096,249 (2023)

1995 2024

Federal Aid

$1,021,241 (2023)

1996 2024

State Aid

$578,966 (2023)

1995 2024

Top Expenditures

Transportation

$3,274,525 (2023)

1995 2024

Public Safety

$3,234,863 (2023)

1995 2024

Employee Benefits

$2,036,410 (2023)

1995 2024

General Government

$2,030,358 (2023)

1995 2024

Sanitation

$1,576,771 (2023)

1995 2024

Financial Documents (83)

Year	Title	Type
2024	Town of Waterford OSC Annual Financial Report 2024	OSC_TOWN_AFR
2024	Town of Waterford FSMS Report 2024	FSMS_MONITORING
2023	Town of Waterford (Saratoga County) Census ACS 5-Year Estimates 2023	US_CENSUS_ACS5
2023	Town of Waterford OSC Annual Financial Report 2023	OSC_TOWN_CSV_AFR
2023	Town of Waterford OSC Annual Financial Report 2023	OSC_TOWN_AFR

View all 83 documents →

Governance & Structure

Governance Structure

Structure: Not specified
Fiscal Autonomy: Not specified
ICMA Recognition: —
Notes: None
OSC Code: 410387500000

School Details

Not applicable for this entity type.