33,576
Population
FY 2024
$958
Town-Wide Per Capita Spending
All residents incl. villages
FY 2024
5.9%
Debt Service
FY 2024
0.0
Fiscal Stress
FY 2024
3.3
Socio-Dem. Stress
FY 2024
Tax Snapshot (Beta)
Beta: source-backed tax context only. This is not a personalized tax-burden estimate.
Current source-backed tax context for New York and Town of Carmel (Putnam County).
| Component | Summary | Effective | Coverage | Sources |
|---|---|---|---|---|
| NY state personal income tax | NY uses a progressive bracket schedule (4.00% to 10.90% on the current IT-201 schedule). | Tax year 2025 schedule; statutory update starts for tax years beginning after 2025. | Source verified | IT-201-I (2025 PDF); Tax Law §601 |
| NY state sales and use tax (base) | NY state base sales and use tax rate is 4%; local rates are additive by jurisdiction. | In effect as of January 1, 2026. | Loaded | New York State Department of Taxation and Finance sales tax rates |
| NY state-level property tax policy | In New York, real property tax is raised and spent locally by counties, cities, towns, villages, school districts, and special districts; there is no single statewide property-tax rate. | Property-tax guidance page updated July 26, 2024 (accessed April 19, 2026). | Needs review | NY property taxes overview; ORPTS tax bill calculation guide |
No incorporated villages in this town.
Community Profile
Census Bureau ACS 5-year estimates
3.7%
Poverty Rate
2023
40.5%
Bachelor's+ Rate
2023
4.1%
Unemployment Rate
2023
84.3%
Homeownership Rate
2023
$130,543
(2023)
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2010
2023
$53,467
(2023)
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2010
2023
$471,900
(2023)
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2010
2023
$1,786
(2023)
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2010
2023
43.6
(2023)
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2010
2023
0 = perfect equality · 1 = perfect inequality
0.4
(2023)
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2010
2023
Financial Trends
Total spending across all funds, including services for the entire town and services exclusive to areas outside villages · 1995–2024
Fiscal Health
$31,133,400
(2024)
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2011
2024
$6,147,907,316
(2024)
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2011
2024
$5,427,240
(2024)
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1997
2024
5.9%
(2024)
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1997
2024
$958
(2024)
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2010
2024
0 = healthy · 100 = significant stress
0.0
(2024)
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2012
2024
0 = no stress · 100 = significant stress
3.3
(2024)
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2012
2024
Top Revenue Sources
$67,744,367
(2024)
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1995
2024
$8,364,385
(2024)
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1995
2024
$3,981,748
(2024)
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1995
2024
$3,382,390
(2024)
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1995
2024
$3,142,480
(2024)
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1995
2024
Top Expenditures
$20,637,008
(2024)
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1995
2024
$20,458,669
(2024)
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1995
2024
$15,991,883
(2024)
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1995
2024
$9,982,052
(2024)
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1995
2024
$9,677,678
(2024)
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1995
2024
Financial Documents (84)
| Year | Title | Type |
|---|---|---|
| 2024 | Town of Carmel OSC Annual Financial Report 2024 | OSC_TOWN_CSV_AFR |
| 2024 | Town of Carmel OSC Annual Financial Report 2024 | OSC_TOWN_AFR |
| 2024 | Town of Carmel FSMS Report 2024 | FSMS_MONITORING |
| 2023 | Town of Carmel (Putnam County) Census ACS 5-Year Estimates 2023 | US_CENSUS_ACS5 |
| 2023 | Town of Carmel OSC Annual Financial Report 2023 | OSC_TOWN_CSV_AFR |
Governance & Structure
- Structure
- Not specified
- Fiscal Autonomy
- Not specified
- ICMA Recognition
- —
- Notes
- None
- OSC Code
370312900000
Not applicable for this entity type.
Geographic Relationships
This entity is within
- Wholly within: New York
- Wholly within: Putnam County
Within this entity
- Partly contains: Brewster Central School District
- Partly contains: Carmel Central School District
- Partly contains: Lakeland Central School District
- Partly contains: Mahopac Central School District
- Partly contains: North Salem Central School District
- Partly contains: Putnam Valley Central School District