Deer Lodge County — Financial Data

9,512 Population FY 2023

Tax Snapshot (Beta)

Beta: source-backed tax context only. This is not a personalized tax-burden estimate.

Current source-backed tax context for Montana and Deer Lodge County.

Component	Summary	Effective	Coverage	Sources
MT state individual income tax	Montana taxes ordinary income on a two-band schedule — 4.7% up to $20,500 single or married filing separately, $41,000 married filing jointly, and $30,750 head of household for tax year 2024, then 5.9% above, with those breakpoints rising to $21,100, $42,200 and $31,700 for 2025. Montana grants no standard deduction and no personal exemption of its own: SB 399 repealed both, and Form 2 line 2 instead subtracts the FEDERAL standard deduction ($14,600 / $29,200 / $21,900 for 2024; $15,750 / $31,500 / $23,625 for 2025), which is why the estimate cites IRS sources alongside Montana's. The calculator applies the refundable Montana earned income tax credit at 10% of the federal credit — the 20% in the current statute text takes effect in tax year 2026 under House Bill 337, not in either year modeled here — and discloses what it cannot model, headed by the five conditions its federal-deduction base assumes: no itemizing, no qualified tips, no qualified overtime, no qualified passenger-vehicle-loan interest, and nobody aged 65 or over. Each of those, if untrue, means the estimate OVERSTATES Montana tax rather than understating it. Net long-term capital gains ride a separate 3.0%/4.1% schedule the wage-only estimate does not model. No Montana county, city, town or school district levies an income tax: MCA § 7-1-112 withholds the power to tax income from self-governing local governments unless it is specifically delegated, and the one delegation the Code names — the resort tax of MCA §§ 7-6-1502 and 7-6-1503 — reaches only goods and services. General-power counties and municipalities are confined to property levies, and school funding runs on mills.	Tax years 2024 and 2025.	Source verified	Montana DOR Tax Tables and Deductions, tax year 2025; Montana DOR Tax Tables and Deductions, tax year 2024; Montana DOR 2025 Form 2 Instructions (line 2 federal-deduction base; 10% EITC; HB 337 dated to 2026); Montana DOR 2024 Form 2 Instructions; Montana DOR Montana Earned Income Tax Credit (refundable, 10% of the federal credit); IRS Rev. Proc. 2023-34 section 3.15(1) (tax year 2024 federal standard deduction); IRS new and enhanced deductions for individuals (tax year 2025 federal standard deduction); MCA section 7-1-112, powers requiring delegation (income tax withheld from local governments); MCA section 7-6-1503, resort tax base (goods and services only)
MT sales tax policy (state base)	Montana does not have a general-use sales tax.	Current Montana Department of Revenue guidance (as accessed April 19, 2026).	Rate missing	Montana general sales tax guidance
MT property tax policy (classification and local administration)	Montana property tax uses classification-based rates with local administration and state guidance on property tax changes and relief.	Current Montana Department of Revenue guidance (as accessed April 19, 2026).	Needs review	Montana property tax hub; Montana property tax help
ACS owner-occupied median property tax Best current homeowner-bill proxy for this Census geography; reported bills can include state, county, municipal, and applicable local real-estate tax layers.	$1,706 ACS median real-estate taxes paid by owner-occupied housing units.	ACS2023	Source observation available	Deer Lodge County Census ACS 5-Year Estimates 2023

Community Profile

Census Bureau ACS 5-year estimates

18.1% Poverty Rate 2023

22.3% Bachelor's+ Rate 2023

4.9% Unemployment Rate 2023

69.5% Homeownership Rate 2023

Median Household Income

$49,533 (2023)

2010 2023

Per Capita Income

$32,758 (2023)

2010 2023

Median Home Value

$209,700 (2023)

2010 2023

Median Gross Rent

$661 (2023)

2010 2023

Median Age

49.6 (2023)

2010 2023

Gini Index

0 = perfect equality · 1 = perfect inequality

0.4 (2023)

2010 2023

Financial Documents (13)

Year	Title	Type
2023	Deer Lodge County Census ACS 5-Year Estimates 2023	US_CENSUS_ACS5
2022	Deer Lodge County Census ACS 5-Year Estimates 2022	US_CENSUS_ACS5
2021	Deer Lodge County Census ACS 5-Year Estimates 2021	US_CENSUS_ACS5
2019	Deer Lodge County Census ACS 5-Year Estimates 2019	US_CENSUS_ACS5
2018	Deer Lodge County Census ACS 5-Year Estimates 2018	US_CENSUS_ACS5

Governance & Structure

Governance Structure

Structure: Not specified
Fiscal Autonomy: Not specified
ICMA Recognition: —
Notes: None

School Details

Not applicable for this entity type.

Geographic Relationships

This entity is within

Wholly within: Montana

Within this entity

Wholly contains: Anaconda-Deer Lodge County