Town of Bernardston (Franklin County) — Financial Data

2,079 Population FY 2023

Tax Snapshot (Beta)

Beta: source-backed tax context only. This is not a personalized tax-burden estimate.

Current source-backed tax context for Massachusetts and Town of Bernardston (Franklin County).

Component	Summary	Effective	Coverage	Sources
MA state individual income tax	Massachusetts taxes Part B income (wages) at a flat 5.0%, plus a 4% surtax on taxable income above an annually indexed threshold ($1,053,750 for tax year 2024, $1,083,150 for 2025) — 9% at the margin above it. Statutory unindexed exemptions of $4,400 single or married filing separately, $6,800 head of household and $8,800 married filing jointly, plus $1,000 per dependent, replace any standard deduction. Households at or below the No Tax Status floor ($8,000 single; $14,400 head of household or $16,400 joint, each rising $1,000 per dependent) owe nothing, and the Limited Income Credit caps tax at 10% of the amount above that floor. The calculator applies the refundable 40% state match of the federal earned income credit and discloses what it cannot model — headed by the $440-per-person Child and Family Tax Credit, whose eligibility turns on dependent ages, and the per-filer Social Security and Medicare contribution deduction. No Massachusetts city or town levies an income tax.	Tax years 2024 and 2025.	Source verified	Massachusetts DOR 2025 Form 1 instructions; Massachusetts DOR 2024 Form 1 instructions; Massachusetts DOR 2025 Schedule 4% Surtax; Massachusetts tax rates; Massachusetts 4% surtax on taxable income
MA sales and use tax (base)	Massachusetts sales and use tax rates are 6.25%.	Current Massachusetts DOR guidance (as accessed April 18, 2026).	Rate missing	Massachusetts sales and use tax guide
MA property tax policy (municipal levy and assessment system)	Massachusetts property taxes are municipal taxes based on locally assessed full and fair cash value and locally determined levy/rate decisions.	Current Massachusetts DOR municipal property-tax guidance (as accessed April 18, 2026).	Needs review	Massachusetts municipal property taxes guide
ACS owner-occupied median property tax Best current homeowner-bill proxy for this Census geography; reported bills can include state, county, municipal, and applicable local real-estate tax layers.	$4,405 ACS median real-estate taxes paid by owner-occupied housing units.	ACS2023	Source observation available	Town of Bernardston (Franklin County) Census ACS 5-Year Estimates 2023

No incorporated villages in this town.

Community Profile

Census Bureau ACS 5-year estimates

6.2% Poverty Rate 2023

30.6% Bachelor's+ Rate 2023

2.3% Unemployment Rate 2023

79.8% Homeownership Rate 2023

Median Household Income

$78,427 (2023)

2010 2023

Per Capita Income

$40,909 (2023)

2010 2023

Median Home Value

$305,500 (2023)

2010 2023

Median Gross Rent

$983 (2023)

2010 2023

Median Age

50.1 (2023)

2010 2023

Gini Index

0 = perfect equality · 1 = perfect inequality

0.4 (2023)

2010 2023

Financial Documents (13)

Year	Title	Type
2023	Town of Bernardston (Franklin County) Census ACS 5-Year Estimates 2023	US_CENSUS_ACS5
2022	Town of Bernardston (Franklin County) Census ACS 5-Year Estimates 2022	US_CENSUS_ACS5
2021	Town of Bernardston (Franklin County) Census ACS 5-Year Estimates 2021	US_CENSUS_ACS5
2019	Town of Bernardston (Franklin County) Census ACS 5-Year Estimates 2019	US_CENSUS_ACS5
2018	Town of Bernardston (Franklin County) Census ACS 5-Year Estimates 2018	US_CENSUS_ACS5

Governance & Structure

Governance Structure

Structure: Not specified
Fiscal Autonomy: Not specified
ICMA Recognition: —
Notes: None

School Details

Not applicable for this entity type.

Geographic Relationships

This entity is within

Wholly within: Franklin County
Wholly within: Massachusetts